Insight Wealth Management, Inc. (IWM) offers you the services of independent investment professionals with many years of experience and education in their field, including having earned the prestigious Chartered Financial Analyst™ designation and CERTIFIED FINANCIAL PLANNER™ certification. With IWM you are not working with people whose core expertise is in financial services specializations other than investments and portfolio management, or even in sales and marketing as is often the case.
IWM is a fee-only firm. We never charge commissions. This policy eliminates the inherent conflict of interest that is present when an advisor receives compensation based on the investment choices recommended. IWM maintains its independence to be able to make the best, most appropriate recommendations for all clients without pressure to push in-house or preferred mutual funds, securities or other financial products. Our compensation comes solely from serving the best interests of our clients.
If you needed heart surgery would you go to a podiatrist? Both are likely to be competent, experienced medical professionals. Of course you would not. Medicine is too complicated for any one person to acquire an in-depth knowledge of all of its specializations. You would choose the physician most likely to be able to serve your specific needs most effectively.
The same holds true for financial professionals. CPAs, insurance professionals, estate planning and tax attorneys, financial planners and many others offer invaluable services, each specializing in the areas they know best. If your needs relate to investment management; creating a portfolio designed specifically for your return and risk objectives, structuring that portfolio to meet your goals to retire, fund your children's education, build a business, transfer your wealth to your family's next generation or preserve your wealth while earning a reasonable return, you need experienced investment professionals.
The professionals at Insight Wealth Management, Inc. specialize in tailoring investment portfolios to clients' personal needs. Compare our backgrounds and experience to others you are considering for your investment management needs. Moreover, IWM's services encompass more than basic portfolio management. We practice “Wealth Management,” which means we address your investment needs with a comprehensive approach. We do not, however, claim to be experts in everything. If you have estate planning, tax, insurance or other financial needs we put together and coordinate the efforts of a team of experienced professionals who are experts in their fields.
Do not be misled by some firms' labeling their sales professionals as financial advisors, planners or other misleading titles. In recruiting “financial professionals,” one corporation seeking skilled sales people describes their “Financial Services Professional” careers as, “In this entrepreneurial, consultative sales position, your responsibilities will include lead generation, managing client accounts, implementing marketing plans,” and describes their assessment questionnaire for prospective employees, as “designed to identify those individuals who have the characteristics of successful competitive sales people.” Another corporation is even more blunt saying “The . . . Investment Representative career is not for everyone. This is an intense sales position suiting only the most driven.”
The CFA Institute, CFP Board, Financial Planning Association and other organizations publish a wealth of information for consumers on hiring investment and financial planning professionals. Our "Investor Education" page provides links to many of those organizations.